Frequently Asked Questions

What will our first meeting be like?

Our first meeting is to get to know each other.  Our meeting may last from 30 to 60 minutes.  We will be able to determine if your financial needs and the services I offer are a good match.  A professional relationship is the key to great business.  I strive to earn your respect. 

Once you become a client, subsequent meetings may be scheduled on an as needed basis.  Annual reviews are essential in keeping your plan on track to reach your financial goals.

What is your financial planning philosophy?

Money is not happiness but it sure is useful when you have it.  I offer my clients tried and true money management skills, as well as safe products to accomplish your individual goals.  My planning philosophy promotes a strong financial foundation for long-term savings.  Whether you have a 30-year, 10-year or even a 5-year window of opportunity for savings, I can help.   

What kind of clients do you serve?

My niche market:  people who like to sleep at night knowing their money is safe.  I am an approved member of the National Ethics Association to assure you that I want to earn your trust.  See the National Ethics Association website for a full explanation.  (Enter my name and see my profile.)

If I decide that I want you to help me setup a financial plan, what is my role
in planning for my future?

My interactive financial planning model includes the following steps:

- We will gather information (assets, liabilities, goals, time horizon, etc.) to determine your current financial situation.
- An analysis will be done on the gathered information to determine your financial strengths, weaknesses and priorities.
- Recommendations will be offered and your input will be valuable in determining what works best for you.
- You may choose from recommended solutions to implement the prioritized objectives.
- Reviews will be scheduled periodically to continue or adjust plans.