Government Employee
It’s never too early to start planning for retirement in order to ensure it goes smoothly. This a complex retirement system that can easily turn confusing. I can assist you in answering your unique retirement questions. You may want to develop a plan that assures you include at least all the components listed below and also address any retirement timing options you may have before you retire. You will be glad you made your retirement planning a priority. Contact me for a free consultation.
Service Annuity – A CSRS or FERS Service Annuity is the main income component for a federal
retiree. If some of the accummulated service credit was withdrawn, in certain circumstances, employees may make service credit deposits which include both principal & interest, to maximize the benefits they will receive upon retiring.
TSP – Saving for your retirement is an essential part of your retirement benefit in addition to your regular annuity. The Thrift Savings Plan is an excellent way to accumulate the funds you will need to supplement your service annuity.
Social Security – Social Security benefits are the third component of a FERS retiree. CSRS retirees may receive benefits if they worked 40 quarters or 10 full years, but their benefit is adjusted by the Windfall Elimination Provision (WEP).
FEGLI - Don't overpay for life insurance. Find better solutions for protecting your family now and providing peace of mind for your survivor at retirement.
FEHB The Federal Employee Health Benefit Plan is probably the best insurance plan available. Protect your eligibility now while you are employed. Know what is required to continue your benefits at retirement.
Service Annuity – A CSRS or FERS Service Annuity is the main income component for a federal
retiree. If some of the accummulated service credit was withdrawn, in certain circumstances, employees may make service credit deposits which include both principal & interest, to maximize the benefits they will receive upon retiring.
TSP – Saving for your retirement is an essential part of your retirement benefit in addition to your regular annuity. The Thrift Savings Plan is an excellent way to accumulate the funds you will need to supplement your service annuity.
Social Security – Social Security benefits are the third component of a FERS retiree. CSRS retirees may receive benefits if they worked 40 quarters or 10 full years, but their benefit is adjusted by the Windfall Elimination Provision (WEP).
FEGLI - Don't overpay for life insurance. Find better solutions for protecting your family now and providing peace of mind for your survivor at retirement.
FEHB The Federal Employee Health Benefit Plan is probably the best insurance plan available. Protect your eligibility now while you are employed. Know what is required to continue your benefits at retirement.
Retirement Planning
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Financial Planning
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Estate Planning
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